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MCA Collection Agency

MCA is a third-party debt collection agency in St. Louis, MO. We are family owned, and have been in continuous business since 1950. Our collection services are in strict accordance with the fair debt collection practices act, so you never have to worry about how we do business. If you’re looking at hiring a collection agency, MCA is the superior choice. We emphasize professionalism and sound business ethics with our entire staff so that we can provide you with great recovery rates and even better customer service. Because of our dedication to great customer service, we never use automatic dialers, and we don’t harass your debtors.

Rated A+ with the Better Business Bureau

Here at MCA, we are proud of our A+ rating with the BBB. This rating, which is rare among debt collection agencies, is due to our dedication to doing business right. That dedication is part of what makes us a superior collection agency. Additionally, we have been a BBB Accredited Business since September of 2000, meaning that we meet all of the Better Business Bureau’s accreditation standards.

No Cost to You Unless We Collect

Hiring a collection agency doesn’t have to be expensive. We offer very competitive rates, and there is never any cost to you unless we collect! When you hire MCA Collection Agency, you don’t have to worry about paying for collection services that aren’t effective. So, why not try and recoup some of your past due accounts with no out-of-pocket expense? Let MCA do the work of chasing down your unpaid accounts for you.

MCA is based near St. Louis, MO, but we guarantee that we will work all accounts regardless of the dollar amount or location. We primarily service Missouri, Illinois, and surrounding states, but we are able to collect across the entire United States and Canada. Let’s work together to turn your unpaid accounts into paid-in-full accounts. Contact us today to get started!

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Success Stories


  • We like having MCA as our collection agency because they collect from our customer in a professional manner. The staff at MCA is knowledgeable and courteous, and always provides quick answers on account activity.
    To all the wonderful men and women who help us obtaining the money which is owed to Dr. Khan I would like to send a BIG THANK YOU! You are all most kind and so nice to deal with I just wanted you all to know how much this office appreciates all the you do. Dealing with people can be a very trying job believe me I know. I feel that I give all folks the same treatment as far as being fair, but when I send them to you I hope you don’t feel the BUCK. No one ever said my job was going to be …
    I love working with MCA!  All the employees are friendly and know what they are talking about.  They have no problem answering a question regarding accounts that that haven’t been sent to them.  They also do a fantastic job collecting on accounts we turn over to them.  
    As Manager of Collections for a major supermarket for almost 20 years, I found the third party collections by MCA to be extraordinary.  The last thing first party retailers want is to waste precious time with charged-off debt complaints.  With MCA, I rarely had to intercede with collection call issues.  Their approach if firm yet professional and I found the entire staff was friendly, cooperative and knowledgeable.
    With prompt attention and AWESOME customer service to both provider and patient I feel like we’ve found the perfect match for all of our collection needs.
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