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Is Your Spouse a Workaholic?

Tips to Keep Your Marriage Healthy if your spouse is a Workaholic.

Use these tips to keep a happy marriage and live with your WORKAHOLIC spouse.

  • Don’t be a Nag. Nagging or complaining will not work.  Try using a positive tone when talking about what they missed because of work.  Maybe a dinner with negative or the defensive tactics will kick in.
  • Stop Enabling your spouse’s behavior as a workaholic.  Do not change your times and delay meals or activities just because you “hope” they might be home by then.   Be careful about interrupting your children’s typical bedtime trying to keep them up to see your spouse.Workaholic
  • Leave them be. Show them the consequences that come from working too much.  Go on and take your children to the movies or to Disney.  Even if it means leaving that spouse behind.  Continue making memories with the important people in your life.  Do not put your life on hold because they can’t take time off or refuse to take time off.

Work Work Work

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What Do Collection Agencies Do

What do collection agencies do you ask?  The first thing once you receive a call from a collection agency your heart is beating harder and your mind is racing.  You may even realize you are behind or haven’t paid your bill but you were still dreading the phone call.   No need to be nervous you just need to understand the process and how you can reconcile it.

Keep in mind the collection agency ‘s end results is a paid invoice for their client.  They want to work with you.  They realize life happens and you probably didn’t intend for this to be turned to collections.

How Debt Collectors Work:

There are several ways Collection agencies operate.  Some operate in-house and someone from the company would be contacting you or they could be using a third party.   That would typically be an outsourced collection company or an attorney.   They generally would not contact you until you are 60 days past due.

They typically keep 25% – 45% of the recovered debt.  They recover for numerous types of industries such as medical, credit card, vehicle and home loans, unpaid utilities for just a few.

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Stop Sitting Too Much – Exercise

Stop Sitting Too Much.

Do you think exercise is important?

As a business owner if your employees stay healthy it saves you on productivity, insurance, training, and morale.  According to the World Health Organization, 3.2 Million deaths can be attributed to lack of physical activity.

Are you sitting too much?

Here are a few tips on ways to stay in shape while at work.  As we know the problem with most exercising is life requires our time that is priceless and has to be used in other ways.    If you could accomplish this missing link at work, why wouldn’t you?  Therefore, many companies are adding incentives for getting healthy.

Do you think staying healthy is important?

Article #1:  #1 in the article they talk about being a Twinkle Toes and tapping your feet under your desk for circulation.   That is certainly a simple way that all of us can get in a little exercise.

Article #2: This is a tremendous article with visual moving instructions.  One that that got my attention was called the Hallelujah.  Simple as sweeping arms above your head and down again as you step from side to side.   They say yelling Hallelujah is totally optional.   For those who do this at church, it may come a little more natural.

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Why Collection Agencies Exist

Why do collection agencies exist you ask?  No matter how great the company, there are going to be bad debts.  A Collection Agency exists to assist the business owner in securing that unpaid debt.   No business is too small or too large to have delinquent accounts.   If the company continues to try and collect on their own, they risk several things.

  • Taking too long and having to write it off
  • Approaching it without knowing the laws and getting in trouble and spent a lot more than they collect
  • Not having the necessary tools to track the debtor down if he/she moves

3 Techniques for Critical thinking!You probably wonder how they charge

Many think it is too expensive for little results.   How they charge is a great question as some collection companies charge a large fee upfront and they don’t push to collect like those who you only pay if they collect for you.   The latter option leaves those business owners with a win-win.   

Allowing a collection agency to work on your behalf allows you to retain that customer and their referrals in the future.  It takes the emotion from the equation as this could be someone you have known for years or even a family member. You do want to do your due diligence and search for a reputable collection agency like MCA Collection Agency with their A+ BBB rating.  They can help you if your business is in MO or TX.

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6 Ways to Motivate Your Employees


No matter the size of your company you can use these 6 Ways to Motivate Your Employees simple tips to create the ideal workplace.  Ever had a goal to be noted as one of the best places to work?   We know when our employees are happy they are much more productive.  The question is how do you motivate them in the interest of growing the company.    Motivating employees don’t necessarily cost a lot monetarily but it does take forethought and planning.

The smaller the business the more you need to increase productivity.

You also need employees that work like the company belongs to them.


This maybe a simple as putting reminders on your phone to simply wish someone a happy birthday or to plan around holidays.   Plan ahead to tell people how much you appreciate them.


If your employees don’t know you they won’t respect you.  In turn, they will not have the same investment in the success of the company.  Get to know your employees and call them by name.   Set goals as a team.   Good communication either makes or breaks a company.


Never expect out of an employee something you wouldn’t be willing to do yourself.  Keep in mind they will mirror your actions.  If you are grumpy they will be grumpy.  If you don’t treat people with respect they will not treat them with respect.

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Signs You Need to Outsource Collections

Signs you need to Outsource Collections – As any business owner knows running your own business is not easy.  It not only takes a large investment but it is an extreme investment of your time. You have to make sure things are running smoothly and successfully.  As business owners, the last thing you want to be doing is chasing down payment for unpaid invoices.   Doing something you are not passionate about can also be an energy suck causing you to be less productive.   Here are some simple suggestions that can help make things a little less stressful.  In MO and TX debt collection agencies may be able to help you get back on track. Here are some signs that you might need to consider hiring a debt collection agency.

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Leadership Skills in 4 Easy Steps

Increase your Leadership Skills with these 4 Easy Steps

 When many hear the word Leadership, they think of CEO’s, Business Owners of Big Business, Ministers or Elected Officials.    While that is true you need good leadership skills in any occupation.

Effective leadership doesn’t come naturally for most of us, it is a learned skill. There are several methods that you can use to build and refine your leadership skills.

Let us help you Discover the leader in you!  Use these techniques to boost your leadership skills:

  1. Focus and set goals. Consider what you want to accomplish in different areas of your life. Set goals that will help you to achieve this and reach your goals.

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MO and TX Collection Agency Top 10

Looking to hire a collection agency?   Here’s MO and TX Collection Agency Top 10.

When you decide upon a collection agency to do business with there are a few things to makes sure you check out the top 10 questions to ask.

  1. What kind of rating do they have with the Better Business Bureau or do they even report to the BBB.
  2. What kind of track record do they have? What is their average retrieval of unpaid debt?
  3. Do they work in your industry or have they in the past?
  4. Is it a single person business or do they have a team working for you?
  5. How long have they been in business?
  6. Do they use skip tracing to find those debtors that might “skip” town?
  7. Do you get a REAL person when you call or do you continually have to leave a voice mail or worse only response is by email?
  8. How often do they keep you up to date on your invoices?
  9. How do they charge for their service? Do you pay a hefty fee up front or is it based on their success?
  10. Are they insured to protect you?

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Have you ever felt like I do it all and my family doesn’t even notice? Of course, you have as every person feels this way at one time or another.  We need to take care of ourselves!  We are better spouses, parents, and employees when we take care ourselves.   If you’re looking to become a better person the following 6 tips will help smooth the transition into creating some new habits.

Choose How You Start Your Day

You have a choice every mo

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Myths About Collection Agencies

7 Myths About Collection Agencies listed below:

Most people think Collection Agencies are out to get you. That is Myth #1.  We really want to help our client collect and work with those who have ended up in a bad situation.

Myth #2:  The Company will lose too much money if they use a collection agency

Myth #3:  Some think Collection Agencies are connected to banks.  That is inaccurate. A Bank can have their own collection agency. Just because you are working with an agency does not mean they have to have a bank affiliation.

Myth #4:  Many think there is a large upfront fee when you may or may not collect an unpaid debt.   Using a reputable company like MCA, there are no upfront fees.  If they don’t do their job and collect, you will never pay anything.

Myth 5:  Collection Agencies are debt buyer.  There are companies that do buy debt for a percentage and then collect all they can.   That is NOT a Collection Agency.

Myth 6:  Collection Agencies treat your past clients rude and uncaring.  That may be true for some but you will never find that working with MCA Collection Agency.  We believe everyone involved should be treated with respect.  We have a job to do but we will be professional in all steps in the process.

Myth 7: It takes a long time to get paid after the Collection Agency collects.  We realize this debt is causing your cash flow to be affected and we want to get you paid as quickly as possible once collecting your unpaid debts from your debtors.

Highly recommend making sure whatever collection agency you work with, you check out their BBB rating.  We have an A+ because we take good care of our clients and hold them in the highest regard.   We would love the opportunity to have a conversation and see if a partnership with us might be one of the best investments you ever make as a business owner.

MCA is a third party debt collection agency that has been in constant business since 1950.  We are rated A+ with the Better Business Bureau and we pride ourselves in excellent customer service along with delivering great recovery rates.  There is no cost to you unless we collect!  Why not try and re coop some of your past due accounts with no out of pocket expense?



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    This is an attempt to collect a debt. Any information obtained will be used for that purpose. This communication is from a debt collector.

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