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Is Your Spouse a Workaholic?

Tips to Keep Your Marriage Healthy if your spouse is a Workaholic.

Use these tips to keep a happy marriage and live with your WORKAHOLIC spouse.

  • Don’t be a Nag. Nagging or complaining will not work.  Try using a positive tone when talking about what they missed because of work.  Maybe a dinner with negative or the defensive tactics will kick in.
  • Stop Enabling your spouse’s behavior as a workaholic.  Do not change your times and delay meals or activities just because you “hope” they might be home by then.   Be careful about interrupting your children’s typical bedtime trying to keep them up to see your spouse.Workaholic
  • Leave them be. Show them the consequences that come from working too much.  Go on and take your children to the movies or to Disney.  Even if it means leaving that spouse behind.  Continue making memories with the important people in your life.  Do not put your life on hold because they can’t take time off or refuse to take time off.

Work Work Work

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Stop Sitting Too Much – Exercise

Stop Sitting Too Much.

Do you think exercise is important?

As a business owner if your employees stay healthy it saves you on productivity, insurance, training, and morale.  According to the World Health Organization, 3.2 Million deaths can be attributed to lack of physical activity.

Are you sitting too much?

Here are a few tips on ways to stay in shape while at work.  As we know the problem with most exercising is life requires our time that is priceless and has to be used in other ways.    If you could accomplish this missing link at work, why wouldn’t you?  Therefore, many companies are adding incentives for getting healthy.

Do you think staying healthy is important?

Article #1:  #1 in the article they talk about being a Twinkle Toes and tapping your feet under your desk for circulation.   That is certainly a simple way that all of us can get in a little exercise.

Article #2: This is a tremendous article with visual moving instructions.  One that that got my attention was called the Hallelujah.  Simple as sweeping arms above your head and down again as you step from side to side.   They say yelling Hallelujah is totally optional.   For those who do this at church, it may come a little more natural.

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6 Ways to Motivate Your Employees


No matter the size of your company you can use these 6 Ways to Motivate Your Employees simple tips to create the ideal workplace.  Ever had a goal to be noted as one of the best places to work?   We know when our employees are happy they are much more productive.  The question is how do you motivate them in the interest of growing the company.    Motivating employees don’t necessarily cost a lot monetarily but it does take forethought and planning.

The smaller the business the more you need to increase productivity.

You also need employees that work like the company belongs to them.


This maybe a simple as putting reminders on your phone to simply wish someone a happy birthday or to plan around holidays.   Plan ahead to tell people how much you appreciate them.


If your employees don’t know you they won’t respect you.  In turn, they will not have the same investment in the success of the company.  Get to know your employees and call them by name.   Set goals as a team.   Good communication either makes or breaks a company.


Never expect out of an employee something you wouldn’t be willing to do yourself.  Keep in mind they will mirror your actions.  If you are grumpy they will be grumpy.  If you don’t treat people with respect they will not treat them with respect.

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Leadership Skills in 4 Easy Steps

Increase your Leadership Skills with these 4 Easy Steps

 When many hear the word Leadership, they think of CEO’s, Business Owners of Big Business, Ministers or Elected Officials.    While that is true you need good leadership skills in any occupation.

Effective leadership doesn’t come naturally for most of us, it is a learned skill. There are several methods that you can use to build and refine your leadership skills.

Let us help you Discover the leader in you!  Use these techniques to boost your leadership skills:

  1. Focus and set goals. Consider what you want to accomplish in different areas of your life. Set goals that will help you to achieve this and reach your goals.

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Have you ever felt like I do it all and my family doesn’t even notice? Of course, you have as every person feels this way at one time or another.  We need to take care of ourselves!  We are better spouses, parents, and employees when we take care ourselves.   If you’re looking to become a better person the following 6 tips will help smooth the transition into creating some new habits.

Choose How You Start Your Day

You have a choice every mo

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Teaching Your Children to Save

Teaching Your Children to Save is priceless developing their lifestyle when they are grown.
Start with their first piggy bank. Let them begin when they are young. Make it fun and easy to save. Teach them the goal is to fill up the bank. Encourage them to put any change they receive into their bank and not spend it.

Open a savings account for them. Recommend taking a percentage of all gifts and money earned and put into their savings account. A perfect example of compound interest is to show how doubling a penny once every day for 30 days will eventually generate $10 million dollars!piggy-bank-1446874_1920

Create a visual. Draw a thermometer on paper to show how much they are saving, allowing them to see the progress. Another Visual would be using a long strip of paper and a marker. Have $0 on one end and $100 on the other end. Create milestones $5, $25, $50 etc. Depending on their age give our sticker rewards.

A clear jar is another great visual for kids to see results as the jar fills. Have a goal of how much they want to save before they take the money to the bank to put into their savings.

Be a True Example. Show how you are putting money in your savings. It could be that you share with them the envelope system by money guru Dave Ramsey. You break money down into 3 or 4 sections and put them money in each of the envelopes.

Talk to your children about money. They do not teach this in the schools so it is up to the parents to make sure children understand how to save or they will always live paycheck to paycheck.

Asking right questions can get them to think long-term and have a positive relationship with money. Letting your children know you’re always open to have a conversation about money can encourage them to ask questions. It is a tough learning curve.

MCA is a third party debt collection agency that has been in constant business since 1950.  We are rated A+ with the Better Business Bureau and we pride ourselves in excellent customer service along with delivering great recovery rates.  There is no cost to you unless we collect!  Why not try and re coop some of your past due accounts with no out of pocket expense?

Local Marketing

When it comes to Local Marketing not everyone understands the importance of local directories!

You may have ignored your local search options in the past but that is no longer an option. You may have not done this intentionally but this is a must since it is a way for the playing field to be fair for every business owner.   If you want to be seen on Google this is a must!

This is the first-place Google recognizes you as a business.   We live in a google search first society.

Let’s make sure you are listed.


What Is Local Search?

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Focus = Productivity

Focus will influence your productivity.  Have you ever considered all the things in your day the compete for your attention?   You would think with all the technology today we would have more time not less.  You would think with the way technology has allowed us to automate and streamline so many tasks life would be easier.  Yet in many ways it has clogged up our efficiency and because of learning curves it has caused us to lose focus and waste time.

Dog and catWe have been taught you must be good at multi-tasker to be productive.  This is the biggest lie we have been sold in business and life.  Successful men and women have learned that true focus is the KEY to productivity and greater success.

If you think multi-tasking is wise, let me ask you this.  When you are listening to a webinar online and you are looking at your email, text etc.  Can you really tell me what the webinar was about and what did you miss?  Did you respond with a clear mind to the emails correctly?  Did you catch that auto correct on your text?   Exactly!  The term one track mind has been said in a derogatory context but that is what we need to have to be productive.  It is called FOCUSED!

Focus means you should be able to get up each day with a clear idea of how that day should go and if you take each task one at a time and complete that you will have a greater sense of accomplishment.

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7 Costly Mistakes Business Owners Make

Ways to avoid the 7 most costly mistakes business owners make:

  1. Costly Business MistakesThe number one mistake business owners make is thinking they can do it all. You must realize we have experts for a reason.   You wouldn’t want a Dentist removing your Gallbladder no more than you would want a Bookkeeper doing your Collections.    They must know logistics and have skills for each of those.   Each are great in their own area of expertise.
  2. Another area that get businesses in trouble with the IRS is mixing personal and business finances. If it is business it should come out of your business account and if it is a personal purchase those funds need to be moved to a personal account and written out.   You cannot mix to two and expect any legal type of protection.
  3. Don’t miss deadlines. Filing the different documents, you need for your industry.   Each industry is different however taxes and filing estimated taxes, payroll taxes and income tax is typically the same.  Don’t miss those deadlines.
  4. Cutting corners. This is a different area to look at using professionals in their industry.    If you need a contract that will hold up in court, you don’t want to necessarily find one on line as that is not written to protect you.     Using an online software to do your taxes when the professionals know what to ask for.  You could be missing more deductions and pay more overall.   Now using refill ink printer cartridges may be wise do your homework before purchasing a used printer.  Cutting corners in NOT the way to go.
  5. Not keeping good records. You may need to hire a bookkeeper or at least a VA to help in this situation.   You want to be sure you are documenting all expenditures.   You are spending the funds just make sure you can prove where and why.
  6. Are you pricing your products or services correctly? It is hard to determine what the market holds and how to price.   Typically keeping in mind clients usually go for the middle pricing you don’t want to be the least expensive not do you want to be the most expensive.   Here is a guide to help with pricing.
  7. Don’t over promise and under deliver.   It would be wiser to under promise and over deliver.   No one minds when you deliver goods or services earlier than ETA but no one like to get something late.  That is the fastest way to ruin you good reputation.   Customer Service is Golden and EXPECTED.

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Business Tips for Saving Money in 2017

Business Tips for Saving Money in 2017

What Business Owner isn’t looking for ways to save money in the new year?

Free Software: 

Take advantage of and you can trial run or many times for free try different software to save you time and money.  You can also check out the site of the software manufacture to see if they offer a free version.

Business Money Saving Tips MCA Collection Agency 

Virtual or Work from Home:

With the cost of a lease or building build outs up the 100,000’s or more with long term leases.  There is so much less risk with building virtual teams.   It is also the perfect way to test an area.   This is always the ideal way for an entrepreneur to start a business.


Collection Agency

Why spend endless time and money trying to collect on bad debt.   Start off with an A+ BBB rated Collection Agency and have them ready to collect on any unpaid debts.  Make sure you use one where you only pay if they collect.  Check out family owned MCA Collection Agency.

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