Working with an Ethical Collection Agency
When our clients choose to work with us they know it is a partnership to recover unpaid debt. They can count on it being done ethically. Our clients tell us what they need, we listen and then engage to recover the unpaid debts. We listen to our clients and find what their true needs are before we begin working for them to use the best tactics to keep the relationship as good as possible for future business. Using a collaborative approach, our clients receive the services and benefits they have come to expect from our customer service. With our 60 + years of experience in this family owned company our clients feel they get the greatest return on their investment
We get asked this question when talking to those who owe debt… Do I have to work with you?
The answer is quite simple. If you want to preserve any of your credit rating and not be sought after in a less than lovely way the answer is yes. Even if you are plan to file for bankruptcy most credit counselors will suggest you not ignore your debt or try to avoid collection agencies. Try to work with us to determine a mutually beneficial arrangement for you and the client.
Another question we are asked? Is it legal for a collection agency to add interest to my unpaid debts?
That would be determined by your original agreement or contract but the answer is Yes. The Fair Debt Collection Practices Act (FDCPA) allows a collector to add if that is spelled out in again the original agreement.
As an Ethical Collection Agency we are paid only when collected. So you can rest assured we will be doing what we do best in collecting and working ethically with your customers/patients/clients. We realize not every who has bad debt intended for this to happen. Bad things happen to great people we just work with them to increase your cash flow.
MCA is a third party debt collection agency that has been in constant business since 1950. We are rated A+ with the Better Business Bureau and we pride ourselves in excellent customer service along with delivering great recovery rates. There is no cost to you unless we collect! Why not try and re coop some of your past due accounts with no out of pocket expense?