You Can’t Hide From Debt Collectors…
If you are under the misnomer that it is difficult to find information on you, let us put that to rest as it is quite simple today. Go to Google and put in your name and you will be shocked all the information that populates. They can find out where you went to school, where you lived your entire life including your family members names and information even on neighbors. They can find the first 5 digits of social security numbers along with ages and phone numbers.
Years ago this was much more difficult but with the unlimited information of the internet makes it quite easy to find information on anyone. No need to try to hide.. The collection agency will find you.
Debt collectors have many tools at their fingertips and they will find you. Some are free and some are quite sophisticated. If they have any difficulty finding the information they need they start using other means to find your information.
You provide most of the information
When you apply for a loan or to purchase an item you give most of the information needed to find you. You typically have to fill out a substantial amount of information. This is the best information and preferred by collection agencies as it is the most accurate information. If you wonder why when a collection agency can’t find you call your mom looking for you. Don’t be surprised since you listed her as your nearest relative not living with you.
Credit Reports Companies
A collection agency has the right to pull your credit report. They can get the information from the big three. Many times they avoid this until deemed necessary only because of the cost involved. You can always find out if anyone has viewed your credit. Everyone is offered a Free Annual Credit Report for your top three reporting agencies.
Social Media Tells All
If you have a bad debt and are avoiding the collectors you may want to be very careful about posting about your new car or expensive jewelry we just purchased. Unless you have locked down your personal privacy settings it is open to the public. Not all collection agencies use social media but it is public information.
If you are concerned how your bad debt is affecting your credit score you can use the FREE toll called Credit Report Card. This will help you understand the reflection of your bad debt.
MCA is a third party debt collection agency that has been in constant business since 1950. We are rated A+ with the Better Business Bureau and we pride ourselves in excellent customer service along with delivering great recovery rates. There is no cost to you unless we collect! Why not try and re coop some of your past due accounts with no out of pocket expense?